You can borrow up to $1,000 with a Better Choice Loan. These loans help you cover unexpected expenses, when you don’t have money your budget or in savings.

Qualifying for a Better Choice Loan is simple. A Better Choice Loan requires $1,000/mo minimum income and you cannot currently be in bankruptcy. Once you fill out the form below you will receive an email from a NSKC Financial Coach to help determine affordability, go over other criteria, and provide proof of current income. A final determination is made when you fill out the loan application with the lender.

NextStepKC is sponsored by Kansas City community partners, committed to making borrowing affordable for those who need it. With their support, Better Choice Loans are significantly less expensive than payday loans and other emergency cash solutions. You will receive a full breakdown of costs once you fill out the form below.

If you meet the qualifications above, fill out the Better Choice Loan form below to tell us you’re interested. You will be contacted by a NextStepKC financial coach to make sure it’s a good fit, explain the application process, and collect information including current proof of income such as paystubs. NextStepKC loans will show up on your credit report. We’ll show you how a Better Choice Loan can help you improve your life and take steps to improve your overall financial situation in life.

Depending on your circumstances, and availability of funds, getting a Better Choice Loan can take a week or more. It’s best to plan for two weeks if you need the money to cover unexpected expenses. Your financial coach will be able to guide you through that process once you complete the Better Choice Loan form below.

In some cases, you may not qualify for a loan. This is where a NextStepKC financial coach can help. Our goal is to help you get through tough times today, and help you build a brighter tomorrow.